About
Marinos Emmanouil Kalpakos is a lawyer and legal researcher specialising in the regulation of, and liability for, artificial intelligence in financial services. A doctoral researcher at the University of Luxembourg and currently a visiting researcher at the University of Malta, his work examines how AI-powered financial advisers challenge established frameworks of investor protection, regulatory compliance and legal accountability.
His expertise lies at the intersection of the EU AI Act, MiFID II and emerging digital-finance regulation, with particular emphasis on large language models and AI-generated investment advice. His research and publications address emerging challenges in AI governance, ranging from fundamental regulatory principles and deepfakes to the replacement of human professional functions by generative AI.
A Greek-qualified lawyer who ranked second among Piraeus Bar Association candidates in Greece's national Bar examinations, he holds an LL.M. in EU Law from Leiden University and an LL.B. from Democritus University of Thrace. With practical involvement in legal-tech initiatives and civil society organisations, his work bridges technological innovation, legal scholarship and real-world regulatory challenges.