About
UMNAI is at the forefront of neuro-symbolic AI, offering innovative solutions for intelligent decision-making in regulated industries. The company specializes in creating neuro-symbolic decision engines that provide real-time, explainable, and enforceable policy decisions. These engines effectively combine learned logic with built-in explainability, ensuring that every decision is both understandable and auditable. UMNAI appeals primarily to engineering teams within regulated sectors that need reliable and defensible decision-making tools.
Solutions
UMNAI's key offerings are designed to address the unique challenges faced by businesses in highly regulated environments. The company provides tailored decision engines for various applications such as credit risk modeling, fraud detection, and AML monitoring. For instance, in financial services, UMNAI's solutions enable credit models to function on peer segment data rather than general population averages, improving approval rates by 15-30% while maintaining or reducing loss ratios. In merchant services, their technology optimizes decision-making processes to achieve a balanced approach in managing fraud risk and approval rates, targeting a 30-50% reduction in fraud alongside a 10-20% improvement in approval rates.
Technology
The core of UMNAI's technology lies in its Hybrid Intelligence Platform, which integrates neural learning with symbolic reasoning. This combination allows for the creation of decision systems that are not only more accurate but also fully auditable. The platform supports runtime governance and policy enforcement, all encapsulated within a single deployable artefact, which simplifies the infrastructure required for decision-making processes. Decisions and their explanations are derived from the same source, ensuring transparency and traceability.
Research and Development
UMNAI emphasizes a strong research foundation, focusing on the architecture of combining neural and symbolic reasoning to enhance decision-making accuracy and auditability. Their approach ensures that explanations are structurally identical to the decision process itself, moving beyond the typical post-hoc approximations. This commitment to research and development positions UMNAI as a leader in creating advanced, reliable AI solutions for regulated environments. The company is currently expanding its Hybrid Intelligence Platform through a beta program, offering early access and engineering support to select partners.